Financial
Plan loans, savings, and investments with transparent, reliable math.
13 calculators
Financial calculators help you plan and evaluate money decisions with transparent, checkable math instead of guesswork. This category covers the financial questions people ask most often: what a mortgage, car, or personal loan will cost each month, how long it takes to pay off a credit card, how savings grow with compound interest, how much to save for a goal, what a salary works out to per hour, how lenders will read your debt-to-income ratio, and — for businesses — break-even point, profit margin, and return on investment. The Mortgage calculator factors in principal, interest, taxes, insurance, and HOA fees for a realistic monthly figure, while the Break-Even and Profit Margin calculators are built for small business owners pricing a product or evaluating a cost structure. The Retirement Savings calculator projects long-term growth based on contributions and expected return, and the ROI calculator reports both total and annualized return for any investment. This category is aimed at homebuyers comparing loan scenarios, small business owners running the numbers on a new product, and everyday investors checking how a portfolio has performed. As with any financial estimate, these tools are for planning and education — they don't account for every fee, tax rule, or market condition, so significant decisions should be reviewed with a financial advisor or accountant.
Auto Loan Calculator
Estimate your monthly car payment including sales tax, fees, down payment, and trade-in.
Open calculatorBreak-Even Point Calculator
Find how many units you need to sell — and how much revenue you need — to cover your fixed and variable costs.
Open calculatorCompound Interest Calculator
Project how savings grow with compound interest and monthly contributions, year by year.
Open calculatorCredit Card Payoff Calculator
Find how long it takes to pay off a credit card, or the payment needed to clear it by a date.
Open calculatorDebt-to-Income Ratio Calculator
Calculate your front-end and back-end debt-to-income ratio and see how lenders view it.
Open calculatorLoan Calculator
Calculate the monthly payment, total interest, and amortization schedule for any fixed-rate loan.
Open calculatorMortgage Calculator
Estimate your monthly mortgage payment, including principal, interest, taxes, insurance, and HOA fees.
Open calculatorProfit Margin Calculator
Calculate gross profit, profit margin, and markup from your revenue and costs.
Open calculatorRetirement Savings Calculator
Project how much your retirement savings could grow based on your contributions and expected return.
Open calculatorROI Calculator
Calculate return on investment (ROI) and annualized ROI for any investment.
Open calculatorSalary to Hourly Calculator
Convert salary to hourly pay or hourly to salary, with monthly, biweekly, and weekly equivalents.
Open calculatorSavings Goal Calculator
Work out how much to save each month to reach a savings goal by a target date.
Open calculatorSimple Interest Calculator
Calculate simple interest and the total amount for a principal, rate, and time in years, months, or days.
Open calculatorFrequently asked questions
Does the mortgage calculator include taxes and insurance?
Yes. Along with principal and interest, the Mortgage calculator lets you factor in property taxes, homeowners insurance, and HOA fees to estimate your total monthly payment, not just the loan portion.
What's the difference between ROI and annualized ROI?
ROI is the total percentage return over the entire holding period of an investment. Annualized ROI converts that total return into an equivalent yearly rate, which makes it possible to fairly compare investments held for different lengths of time.
How is break-even point calculated?
Break-even point is your fixed costs divided by the contribution margin (price per unit minus variable cost per unit). The calculator returns both the number of units and the total revenue needed to cover all costs.
Are these financial calculators a substitute for professional advice?
No. They're designed to help you plan and compare scenarios quickly, but they don't account for every tax rule, fee, or individual circumstance. For major decisions like buying a home or planning retirement, it's worth confirming your numbers with a financial advisor or accountant.